Your income determines the food you eat, the clothes you wear and the house you live in. It's the main determinant of your lifestyle. And yet, so many people do not pay enough attention to the protection of their income.
Most people focus on medical card due to the high cost of hospitalization. As a result, they overlook the importance of income protection in the event of critical illnesses. Although you may get the best in medical treatment, once you leave the hospital, you will need to be back to work as you have not prepared any post hospitalization recovery fund.
Based on best practices by leading experts, a person needs to have a 5-year recovery fund where he /she can focus on recovery and not be stressed by the day to day living expenses and mortgage repayments. Stress is one of the main causes for developing critical illnesses. Only with adequate preparation, will the person stand a chance for full recovery.
This will affect the place you live in
This will affect the clothes you wear and your lifestyle
This will affect what you eat and how you travel
In life you will experience ups and downs and moments that define everything you do. I am here to ensure that you are well prepared for that moment when the worse happens and that you are not financially burdened by the loss of a loved one... or vice versa.
Whether you've just bought a new house or it's your fifth property, or you have multiple stocks and shares and a myriad of other investments in your portfolio, it can easily be frozen if you did not take enough care to protect it before the worse happens.
All business needs to talk about continuity in the event one of it's key personnel is no longer around and something unplanned like this can easily tear apart a company from within. Not carefully taken care of, this is one of the silent killers that plaque many business owners.
Protecting all aspects of your life shouldn't be hard. Don't make it hard.
if you want to be able to retire when you want to, let me help you plan your funds for that. And no, high risk investments are not a form of retirement fund.
If you only have savings in banks, you are in for a whole world of financial issues. And I am sure you do not want to keep all your money in EPF as well.
We all know medical cost can literally cost you a kidney and maybe a liver, just for you to save either one. It doesn't have to be that way.
You can't tell your child that their education savings isn't ready when they are 18 when your "savings" are losing money in the stock market... let me show you another way.
Malaysia
“Very good service, patient and friendly, if we have any problem, she is very active and helpful to us to find a solution. Is a trustworthy person.
Malaysia
“Hurley knows her stuff well and is able to explain to me in a way that really helped me to see where I was lacking in my protection and what needs to be done.
Malaysia
“Helpful and a great person. She was there when I needed her and she really went out of her way to provide exceptional service.
Talk To Me
Fill in the form and leave me your details and I will reach out to you. If you are serious about protecting yourself and your loved ones and believe I can be of help, I will be reaching out to you within 24 hours.